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T.A.N. Eland is an independent finance brokerage who specializes in arranging business/commercial finance tailored for your individual needs. We take pride in offering a first class, flexible service to all of our new and existing clients as we tailor our services around your needs and specific circumstances. Along with our expert advice, we offer you a full service that is sure to take away the hassle and worry while ensuring that the process is as smooth and as stress free as possible.
T.A.N. Eland PTY. LTD. provides Australian business owners with a personalized, one-to-one, full service when looking to secure the best options with their business and commercial finance solutions, enabling them to push forward and grow their businesses while making the whole process smooth and stress free. We believe in working directly with my clients to find the solutions that meet their individual needs and circumstances. Building long-lasting relationships based on respect, loyalty and trust is imperative to me and that is exactly why the majority of our work comes from referrals from past and current clients.
For the last 25 years, we have had the pleasure of supporting and working with hundreds of business owners across Australia, helping them to achieve their finance goals, even when on some occasions, it may seem an impossibility. Having a solid background in business lending with some of the major Australian banks and being fully accredited in both commercial banking and consumer loans, we are also able to rely on my personal network of accountants, solicitors and financial planners, if needed, to keep the overall costs down to a minimum.
T.A.N. Eland is an independent finance brokerage who specializes in arranging business/commercial finance tailored for your individual needs. We take pride in offering a first class, flexible service to all of our new and existing clients as we tailor our services around your needs and specific circumstances. Along with our expert advice, we offer you a full service that is sure to take away the hassle and worry while ensuring that the process is as smooth and as stress free as possible.
A. N. Eland PTY. LTD. provides Australian business owners with a personalized, one-to-one, full service when looking to secure the best options with their business and commercial finance solutions, enabling them to push forward and grow their businesses while making the whole process smooth and stress free. We believe in working directly with my clients to find the solutions that meet their individual needs and circumstances. Building long-lasting relationships based on respect, loyalty and trust is imperative to me and that is exactly why the majority of our work comes from referrals from past and current clients.
For the last 25 years, we have had the pleasure of supporting and working with hundreds of business owners across Australia, helping them to achieve their finance goals, even when on some occasions, it may seem an impossibility. Having a solid background in business lending with some of the major Australian banks and being fully accredited in both business and commercial banking, we are also able to rely on my personal network of accountants, solicitors and financial planners, if needed, to keep the overall costs down to a minimum.
Loan servicing refers to the ability of an applicants’ (whether it is a personal, business or a group of companies applying for the loan) ability to repay the debt and still maintain their current lifestyle. Loan servicing takes into account income from all sources including dividends, trust distributions, PAYG salaries, Pensions etc, your living expenses as well as costs associated with paying off the loan you have applied for as well as any other loans you may have with other lenders that are continuing (and includes credit cards, store cards, other personal loans and home or investment loans). When a lender calculates loan servicing the rates that they use is approx 2.25% higher than the current interest rates and this is to cater for any rate increases.
All lenders pay particular attention to Loan Servicing as the most important consideration in their lending. There are Government guidelines when processing a home loan or personal loan that the lender must pay attention to. This is the reason that lenders will contact your accountant or employer to confirm incomes, asks for current (less than 30 days old) payslips and bank statements as they will verify that salaries are being paid into your accounts.
Loan servicing refers to the ability of an applicants’ (whether it is a personal, business or a group of companies applying for the loan) ability to repay the debt and still maintain their current lifestyle. Loan servicing takes into account income from all sources including dividends, trust distributions, PAYG salaries, Pensions etc, your living expenses as well as costs associated with paying off the loan you have applied for as well as any other loans you may have with other lenders that are continuing (and includes credit cards, store cards, other personal loans and home or investment loans). When a lender calculates loan servicing the rates that they use is approx 2.25% higher than the current interest rates and this is to cater for any rate increases.
All lenders pay particular attention to Loan Servicing as the most important consideration in their lending. There are Government guidelines when processing a home loan or personal loan that the lender must pay attention to. This is the reason that lenders will contact your accountant or employer to confirm incomes, asks for current (less than 30 days old) payslips and bank statements as they will verify that salaries are being paid into your accounts.
We can step in and impartially represent you and your business to secure the solution(s) you desire.
We provide financing solutions for difficult cases and have access to a huge number of lenders. If achievable, will do our best to secure the best finance solutions to suit your individual circumstances.
